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What is available credit?

Available credit is what’s left of a card’s credit limit after subtracting the current balance. Having more available credit across all your revolving credit accounts can help you keep your credit utilization ratio low. And this can impact your credit scores.

What is an example of available credit?

For example, if your card’s credit limit is $1,000 and you’ve charged $200 to it, you have $800 available credit left. Put simply, if you have a credit card and plan to make purchases, you must have unused credit available to do so. And that’s exactly what your available credit is. Credit Limit vs. Available Credit?

What is the difference between a credit limit and available credit?

Your credit limit is the maximum amount you can charge on your credit card, and your available credit is what's left for you to use after factoring in your current balance. You can figure out your available credit by subtracting your current balance from your credit limit.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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